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Car Hire Excess Insurance

Car Hire Excess Insurance - Make Sure You Are Covered!

Although the majority of car hire providers offer "All Inclusive Prices", this may not mean there is no insurance excess. Car rental jargon such as Loss Damage Waiver cover (LDW) or Collision Damage Waiver (CDW) can give a inaccurate impression that every aspect is covered. This is not so.

In fact, the substantial majority of car hire firms have a fairly high insurance excess, possibly as much as £1500. In addition, there will undoubtedly be a lengthy list of exeptions for things such as tyres, windows, theft of, or damage to the motor vehicle and so on. These exeptions and the insurance excess can frequently catch unsuspecting renters by surprise.

Car Hire Excess Insurance is entirely voluntary and, although most car hire firms will try to sell you this insurance locally, these hire companies are also mindful that they have a captive customer and the rates for Car Hire Excess Insurance offered locally typically reflect this fact. Charges equal to $20 per day are not uncommon.

Without Car Hire Excess Insurance, you will undoubtedly have a significant insurance excess enforced in the following instances:

    • Damage to windows
    • Damage to tyres
    • Damage to the undercarriage or roof
    • Loss of car keys
    • Vandalism
    • Theft of the vehicle

However, you can now obtain Car Hire Excess Insurance separately. It does not matter who you decide to book your car hire with or, for that matter, which hire company you plan to use.

Now Car Hire Assistant in connection with specialist insurer Odyssey Group have joined together to provide an aggressive Car Hire Excess Insurance package deal that can be bought by the day, a week, a month or a year (if you are a frequent user of hire cars).

Whilst Odyssey actually offer excellent rates for Car Hire Excess Insurance, Car Hire Assistant has agreed upon improved prices and our customers can gain an additional 5% discount on this insurance. With prices as low as £3.89 per day or just £38.50 for an annual policy (terms apply), it makes sense to be sure that you are protected for up to £2000 for any one claim.

Keep in mind, not only does Odyssey protect you for the entire sum of Excess for which you responsible. If the hire car is taken or damaged (up to a maximum of £2,000 any one claim), the cover includes damage to the roof, undercarriage, windscreen, windows and tyres, as well as drop off charges and replacement of lost or stolen keys.

For more details including terms and prices view our dedicated Car Hire Excess Insurance website, offered in association with Odyssey Group.

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